The multilateral settlement and liquidity rails institutions build on.

Instant, atomic, on-chain by default.

Send one instruction. TetraFi prices it by competition, nets the obligations, and settles atomically across chains, with compliance and a full audit trail built in.

The market moved on-chain. The rails didn't.

Institutional flow is still built around bilateral relationships rather than competitive pricing and reliable on-chain infrastructure - and pays for it five ways.

Settlement Cost

01
Problem

Every trade settles alone

Opposing flows cancel on paper, but each still pays the full toll: the bridge, the rebalance, the conversion. That toll is the floor under every spread you are quoted.

Solution

Multilateral netting.

Obligations offset across the network, so only the residual moves - and it settles atomically, with no counterparty risk. In design.

Capital

02
Problem

Parked at every venue, then parked again for the wait

You prefund to participate, then fund the gap a second time when settlement runs on T+1 cycles, redemption queues and out-of-hours cutoffs against T+0 expectations.

Solution

No prefunding.

Capital stays yours until the trade settles, and T+0 Vaults front the wait. In design.

Pricing

03
Problem

You get one price, from one desk

Pricing arrives one relationship at a time, with nothing to benchmark it against. And pool depth prices against you precisely as the ticket grows.

Solution

Open and global by construction.

Every eligible venue, desk and LP bids on the same request, so the spread compresses.

Compliance

04
Problem

The check runs after the money moves

Compliance is reconstructed once settlement has already happened, every counterparty repeats the same review, and the audit trail is stitched together afterwards from partial records.

Solution

Gated before fan-out.

KYB, sanctions and jurisdiction policy clear a request before it reaches a desk, with one hash-chained evidence trail behind every fill.

Settlement Risk

05
Problem

Settlement still runs on trust

One side always moves first. Until the other follows, the trade is a promise - and you are paying someone to guarantee it, posting capital against it, or wearing the risk.

Solution

Delivery-versus-payment, in its true form.

All legs settle together, or none do. No intermediary, no counterparty risk, and nothing ever leaves your control.

Traditional OTC vs TetraFi

The same trade, without the manual middle.

One integration you own and govern, connected to a global liquidity and settlement network that gets deeper, safer and more efficient as it grows.

Access
Traditional OTC

Message every desk and wait. A contract per desk, every time.

TetraFi

Onboard once. One policy, every counterparty. Submit one intent, liquidity comes to you.

Pricing
Traditional OTC

One quote, one relationship. Compared manually, spread opaque and embedded.

TetraFi

Open by construction. Every desk bids on the same request. Aggregated liquidity, solver auction per trade.

Compliance
Traditional OTC

KYB repeated desk by desk. Trust, not proof.

TetraFi

Decentralised. Cryptographically sound. Composable checks, oracle consensus, enforced on-chain against credentials - before a desk sees it.

Settlement
Traditional OTC

Every trade settles gross. Principal exposed.

TetraFi

Both legs, or neither. Escrowed DvP. Settle instantly, or net in cycles.

Cross-chain
Traditional OTC

Bridge menus and asset hops.

TetraFi

One signature. Routing and bridging, handled.

Capital
Traditional OTC

Pre-fund every venue.

TetraFi

No prefunding. Capital stays yours until it settles.

Evidence
Traditional OTC

Stitched together afterwards.

TetraFi

Evidence by construction. Hash-chained, every order.

The problem, in numbers

Institutional digital-asset markets run on fragmented, bilateral infrastructure.

vs TetraFi: one deployment and contracts you own, on top of a shared liquidity layer open to any eligible LP and venue, globally. Openness is what compresses the spread.

4-5
LPs able to price your flow
bilateral, one relationship at a time

Any eligible LP, anywhere, competes for the same flow. More competition, tighter pricing.

8-24hT+0
settlement window
manual, reconciled after the fact

Atomic settlement. Both legs, or neither.

10-30 bps3-7
spread paid every trade
embedded, industry estimate

Nothing embedded. Competing desks price it in the open.

01
unified audit trail
fragmented across venues

One hash-chained trail, cryptographically verifiable.

More than a settlement engine.

Institutions adopt the pieces their flows need - compliance, netting, T+0 vaults, liquidity aggregation - through one integration. Hover to explore.

Atomic Cross-Chain Settlement Infrastructure
Settlement Engine
Compliance Engine
Netting Engine
T+0 Vaults
RFQ + Aggregator
Fiat to Crypto
On/Off Ramp
KYC / KYB
Travel Rule
Stablecoin
Tokenized RWAs
Multi-Custody

Fewer settlements. Far less capital moved.

Trades create a web of bilateral obligations. TetraFi nets the whole set down to each party's single net residual, then settles only those, atomically, across chains.

Multilateral netting
TetraFiBank+$6.2MExchange−$4.8MPSP+$2.1MIssuer−$3.5MMarket maker+$1.4MTreasury−$1.4M

Everyone pays everyone

15 bilateral obligations · $45M gross exposure

Net positions sum to zero: value is conserved, and only the residual moves.

Instant settlement / redemptions

Settles slow. Exits instant.

A holder exits now, paid on a NAV-priced quote. TetraFi's T+0 Vaults front the payout with committed capital, and native redemption completes behind it on the issuer's own timeline - entirely onchain.

  • RWA
  • Private credit
  • Tokenized funds
  • Structured products
  • LST & receipt tokens

Exits that never close.

Exits - and multichain entries - clear at T+0, through NAV cycles, queues, weekends and cutoffs.

An asset that reads as liquid.

Quote-driven depth in both directions, with no pool to fund - what integrators see is a liquid asset.

Reserves stay invested.

No idle buffer against redemptions. Vault capital fronts the wait and recycles as each one completes.

Distribution that compounds.

The asset moves across markets and plugs into DeFi - reach and demand scale without a liquidity program.

One vault layer, every side of the market

Issuers list · Market makers price the wait · Depositors earn the discount

What is TetraFi

TetraFi builds settlement rails and modular on-chain primitives for the institutions moving on-chain - neobanks, exchanges, fintechs and asset managers.

The first product suite delivers liquidity aggregation, firm-quote execution and escrowed atomic cross-chain settlement, with policy enforcement configured per workspace.

Next come T+0 Vaults, Instant Redemption and a programmable credit layer, bridging the delayed settlement cycles traditional finance runs on with the instant-settlement expectations of the on-chain economy - and Multilateral Netting, which offsets obligations across the network so only the residual ever pays a settlement toll.

Think of it as the regulated settlement layer traditional finance has had for decades, built natively for on-chain assets.

It is infrastructure, not a competitor. Each institution runs its own deployment - immutable contracts, no custody key, no upgrade key, governed inside its own regulatory perimeter - while connecting to one shared liquidity and settlement network that gets deeper and more efficient as participation grows.

Ready to settle on infrastructure you own?

One integration. Contracts your institution owns and governs - no custody key, no upgrade key. A shared liquidity and settlement network behind them.